West Central Mountains Housing Trust (WCMHT), a private 501 (C) (3) non-profit organization, appreciates your generosity to fund our programs and services through individual donations. Your tax-deductible, financial gift will help construct permanently affordable homes, provide homebuyer counseling to help people achieve their dream of purchasing their own home, and to create a diverse and vibrant community through affordable housing.
Specifically your financial support will enable the WCMHT to provide permanently affordable housing through land acquisition, site infrastructure, and other resources necessary to steward our homes and empower residents to succeed as home owners. Your donation can make a difference in our community and change lives.
Ways to donate:*
DISCOUNTED OR DONATED LAND:
Discounted property sales or donations to the West Central Mountains Housing Trust can provide important tax benefits to property owners faced with significant estate or capital gains taxes.
Gifts of Appreicated Securities — stocks, bonds or mutual funds held for more than one year. Owners of appreciated assets can obtain substantial tax benefits by transferring those assets directly to West Central Mountains Housing Trust. Donors will receive an income tax deduction equal to the fair market value of the stock on the effective date of the gift, and they will avoid having to pay capital gains taxes on the appreciated value of the stock.
Real Estate — gifts of real estate will entitle the owner of the property to an income tax deduction based on the appraised value of the property. West Central Mountains Housing Trust reserves the right to carefully examine each piece of real estate prior to its acceptance as a gift, in order to reduce the possibility of liability issues related to the property.
Gifts of Retirement Assets — naming West Central Mountains Housing Trust as the primary or secondary beneficiary of a retirement plan, i.e. IRA, 401k, Keogh, or other qualified plan. Donors can reduce or eliminate income and estate taxes and increase the amounts passing to their heirs through this type of planned gift.
Bequests — specific gift of cash or property or as a percentage of the remainder of an estate in your will or trust to West Central Mountains Housing Trust. West Central Mountains Housing Trust may be named as the primary or secondary beneficiary in a will, enabling donors the opportunity to provide for their heirs first and West Central Mountains Housing Trust second.
Charitable Gift Annuity — a contract between West Central Mountains Housing Trust and a donor, providing for the payment of life income at a fixed rate. The pay-out rate increases with the age of the beneficiary(ies). The donor receives an income tax deduction in the year of the gift and a portion of each payment is treated as tax-free income. A gift annuity may be established with a low minimum gift of $10,000, making it an affordable option. With a deferred gift annuity, income payments do not begin until a future date, chosen by the donor.
Charitable Lead Trust — enables a donor to support West Central Mountains Housing Trust now while preserving a large portion of his/her estate and passing the assets tax-free to him/herself or his/her heirs.
For all mail-in donations you will receive a tax-receipt in return via mail. Don't forget to ask your employer to match your donation. Please make checks payable to:
West Central Mountains Housing Trust
PO Box 7
McCall, ID 83638
For credit card donation please click on the link below:
*The information presented above is not intended for legal or financial advice. For professional advice, please consult an attorney or a financial counselor of your choice.